Home buying – it’s equally exciting and confusing… so much information being thrown your way! You’ve saved your down payment and started talking to a realtor but now what?
Read More about 5 Things You Should Know Before Buying a Home
Our Blog
-
5 Things You Should Know Before Buying a Home
-
Should You Follow Jay-Z’s Financial ‘Blueprint’?
Do Jay-Z’s largely autobiographical tales hold any lessons for people of modest means? Here are five financial moves he’s cited in his lyrics over the years, and our take on whether regular folks can draw on them to improve their own financial standing.Read More about Should You Follow Jay-Z’s Financial ‘Blueprint’? -
Are You Squeamish About Buying Used Items? Get Over It
Bedbugs. Weird smells. The possibility of imminent breakdowns. People have all sorts of excuses for not buying used stuff. Those who deliberately buy used items, though, say such fears are not just overblown — they’re also expensive.Read More about Are You Squeamish About Buying Used Items? Get Over It -
Predict Those ‘Surprise’ Bills — No Crystal Ball Needed
It doesn’t take much to upend many Americans’ finances. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.Read More about Predict Those ‘Surprise’ Bills — No Crystal Ball Needed -
5 Things Your Credit Reports Won’t Reveal
The credit bureaus know a lot about you, but they don’t know everything.The bureaus gather data about your past use of credit into reports, and that information makes up your credit scores. To shake the feeling that they lay your entire financial life bare, take a look at what does and doesn’t show up on your credit reports.Read More about 5 Things Your Credit Reports Won’t Reveal -
5 Reasons Why You’ll Always Be Broke
A common problem among American adults is that they do not know how to manage their money. Even when making incomes above their means, they still seem to find themselves living paycheck-to-paycheck. Are you in a similar situation? It raises the question: why are you always so broke?Read More about 5 Reasons Why You’ll Always Be Broke -
What To Do When You’ve Lost Your Job
Losing your job can be a difficult time in your life but the key is to not get overwhelmed. Remember these important tips to remain financially stable and mentally sound.Read More about What To Do When You’ve Lost Your Job -
How to Stay Safe When Shopping for Holiday Gifts Online
Want to avoid long lines and large crowds this holiday season? Shopping online lets you zip through your list with just a few clicks. Before whipping out your plastic, however, you'll want to make sure you're shopping on a secure site. Use these tips to keep your data safe.Read More about How to Stay Safe When Shopping for Holiday Gifts Online -
Checklist For Your Warmest Winter
Pretty soon your lawn will be dusted in fresh white snow. Winter is just around the corner, are you prepared? This is your checklist for winterizing your home.Read More about Checklist For Your Warmest Winter -
Multitasking with Mobile Deposit
You see it! The check you meant to deposit last week, dang totally spaced! Since you have a minute to spare might as well use Mutual 1st Federal’s mobile deposit app, save the trip to the credit union all together. Here is the step-by-step guide on how to deposit with the mobile app.Read More about Multitasking with Mobile Deposit -
0% Auto Loan Might Not Be the Best Deal
In seeking the best deal on your next car, you might've stumbled upon advertisements or offers to get a 0% interest auto loan. As great as this sounds, you may not save as much as you expect with this type of incentive.Read More about 0% Auto Loan Might Not Be the Best Deal -
How to Survive Your 'Summer of Weddings'
The focus is often the bride or groom. Comparatively little attention gets paid to the guest, with outfits, gifts and travel, it's a lot to manage — and pay for. Before you start ranking your friends or make a list of excuses to dish out, here are a few tips to help you survive a summer of weddings.Read More about How to Survive Your 'Summer of Weddings' -
How Debit Card Fraud Happens — and How to Avoid It
Debit card fraud is particularly scary because thieves can withdraw money directly from your checking account. Here's how debit fraud happens and how to protect yourself.Read More about How Debit Card Fraud Happens — and How to Avoid It -
Checklist for Spring Repairs
Spring has sprung! The birds are chirping, flowers are budding, and people are getting out of the house into the bright sunshine. Don’t let the sun become a spotlight to chipped siding, dead plants or a cracked driveway. So many memories, and laughs, have happened in your home. You already have plans to have friends over for a barbeque, soaking up the sun and chatting on the deck. Don’t let a deck that needs to be stained become the topic of the get together.Read More about Checklist for Spring Repairs -
Line of credit vs a loan. What’s the difference?
Need money for a new car? Maybe you want to finance fixing up your house? Finding the right loan can become a bit confusing. Mutual 1st Federal wants to make it a little easier by explaining the difference between a line of credit and a loan.Read More about Line of credit vs a loan. What’s the difference? -
When to Refinance a Mortgage
Contrary to what you may think, signing up for a mortgage loan doesn't mean you're trapped in that rate or term. If rates change or events arise that prevent you from paying as you had planned, refinancing might be an effective way to change your monthly payments.Read More about When to Refinance a Mortgage -
5 Tips for Safe Mobile Banking
Nowadays, almost everyone has a smart phone and access to the internet right in the palm of their hand. You no longer have to come in to a branch to do your banking. It’s on your time - the mobile app is 24/7! While we are working to keep your account protected, here are 5 easy tips to help you protect yourself.Read More about 5 Tips for Safe Mobile Banking -
3 Reasons You Need an Automatic Savings Plan
“Save money” is a timeless bit of personal finance advice, but actually doing it can be another story. If you need a way to boost your savings and stay consistent with your goals, setting up an automatic funds transfer can help.Read More about 3 Reasons You Need an Automatic Savings Plan -
Perks You Can Get at a Credit Union
If you’re not a member of a credit union, you may wonder why anyone is. You don’t see their ATMs all over town, nor do you hear much about their state-of-the-art mobile capabilities. Yet some people sing their praises, and prefer them to banks. Both kinds of financial institutions typically offer checking accounts, savings accounts, CDs, car loans, mortgages, credit cards and other financial products. So really, what’s the difference?Read More about Perks You Can Get at a Credit Union -
7 Tips for Safe Online Banking
Online banking is as convenient as it gets – you can virtually check the status of your account from anywhere. However, online hackers are finding new ways to access private information, so stay safe with these tips for keeping your online banking information secure. Monitor your accounts regularly:Read More about 7 Tips for Safe Online Banking
Our Members, Their Stories
To all the wonderful people at Mutual 1st Federal – Thank You! You’ve been there for me every step of the way – providing my home mortgage and auto loans as well as my savings and money market accounts. You’ve been there for my business needs – providing guidance and support ... based on the best business practices and the highest ethical standards. So thanks for the remarkable relationship we built together over the past 30 years. Here’s to many more!