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Home buying – it’s equally exciting and confusing… so much information being thrown your way! You’ve saved your down payment and started talking to a realtor but now what?

Do Jay-Z’s largely autobiographical tales hold any lessons for people of modest means? Here are five financial moves he’s cited in his lyrics over the years, and our take on whether regular folks can draw on them to improve their own financial standing.

Bedbugs. Weird smells. The possibility of imminent breakdowns. People have all sorts of excuses for not buying used stuff. Those who deliberately buy used items, though, say such fears are not just overblown — they’re also expensive.

It doesn’t take much to upend many Americans’ finances. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.

The credit bureaus know a lot about you, but they don’t know everything.The bureaus gather data about your past use of credit into reports, and that information makes up your credit scores. To shake the feeling that they lay your entire financial life bare, take a look at what does and doesn’t show up on your credit reports.

A common problem among American adults is that they do not know how to manage their money. Even when making incomes above their means, they still seem to find themselves living paycheck-to-paycheck. Are you in a similar situation? It raises the question: why are you always so broke?

Losing your job can be a difficult time in your life but the key is to not get overwhelmed. Remember these important tips to remain financially stable and mentally sound.

Want to avoid long lines and large crowds this holiday season? Shopping online lets you zip through your list with just a few clicks. Before whipping out your plastic, however, you'll want to make sure you're shopping on a secure site. Use these tips to keep your data safe.

Pretty soon your lawn will be dusted in fresh white snow. Winter is just around the corner, are you prepared? This is your checklist for winterizing your home.

You see it! The check you meant to deposit last week, dang totally spaced! Since you have a minute to spare might as well use Mutual 1^st Federal’s mobile deposit app, save the trip to the credit union all together. Here is the step-by-step guide on how to deposit with the mobile app.

In seeking the best deal on your next car, you might've stumbled upon advertisements or offers to get a 0% interest auto loan. As great as this sounds, you may not save as much as you expect with this type of incentive.

The focus is often the bride or groom. Comparatively little attention gets paid to the guest, with outfits, gifts and travel, it's a lot to manage — and pay for. Before you start ranking your friends or make a list of excuses to dish out, here are a few tips to help you survive a summer of weddings.

Debit card fraud is particularly scary because thieves can withdraw money directly from your checking account. Here's how debit fraud happens and how to protect yourself.

Spring has sprung! The birds are chirping, flowers are budding, and people are getting out of the house into the bright sunshine. Don’t let the sun become a spotlight to chipped siding, dead plants or a cracked driveway. So many memories, and laughs, have happened in your home. You already have plans to have friends over for a barbeque, soaking up the sun and chatting on the deck. Don’t let a deck that needs to be stained become the topic of the get together.

Need money for a new car? Maybe you want to finance fixing up your house? Finding the right loan can become a bit confusing. Mutual 1^st Federal wants to make it a little easier by explaining the difference between a line of credit and a loan.

Contrary to what you may think, signing up for a mortgage loan doesn't mean you're trapped in that rate or term. If rates change or events arise that prevent you from paying as you had planned, refinancing might be an effective way to change your monthly payments.

Nowadays, almost everyone has a smart phone and access to the internet right in the palm of their hand. You no longer have to come in to a branch to do your banking. It’s on your time - the mobile app is 24/7! While we are working to keep your account protected, here are 5 easy tips to help you protect yourself.

“Save money” is a timeless bit of personal finance advice, but actually doing it can be another story. If you need a way to boost your savings and stay consistent with your goals, setting up an automatic funds transfer can help.

If you’re not a member of a credit union, you may wonder why anyone is. You don’t see their ATMs all over town, nor do you hear much about their state-of-the-art mobile capabilities. Yet some people sing their praises, and prefer them to banks. Both kinds of financial institutions typically offer checking accounts, savings accounts, CDs, car loans, mortgages, credit cards and other financial products. So really, what’s the difference?

Online banking is as convenient as it gets – you can virtually check the status of your account from anywhere. However, online hackers are finding new ways to access private information, so stay safe with these tips for keeping your online banking information secure. Monitor your accounts regularly: