Business Credit Cards
With a Mutual 1st Federal credit card:
- Our credit cards have low rates. A rate of 8.99% - 17.99% APR applies, based on credit worthiness.
- No application fee, no balance transfer fee and no cash advance fee*. We make it easy to use your Mutual 1st Federal VISA®.
- Cash advances are the same interest rate. No worries about increased interest rate - our VISA® card offers the same low rate on cash advances as on regular credit card purchases.
- Local service. Unlike national companies, our credit card comes with the local, friendly service you've come to expect from us.
*APR = Annual Percentage Rate. Rates as of 2/18/2026. This Visa has no application fee, no annual fee, no balance transfer fee, no cash advance fee and a 1% foreign transaction fee. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval. Contact Mutual 1st Federal for complete terms and conditions.
Our Members, Their Stories
Mutual First is a great place to bank and hold a loan with. I've banked with them for a couple of years and always have been happy. I recently had the experience of originating an auto loan and it was a very easy process. After shopping multiple banks around town, they also gave me a fantastic interest rate and the lowest I could find in Omaha! I'd highly recommend to anyone. Thank you Mutual First Federal!