Mortgage Lending

There's nothing like unlocking the door to your new home!

Buying a home is one of the biggest decisions you'll make in a lifetime. It's a process that can be overwhelming, but we're here to make the process stress-free, leaving you to focus on what's important - getting ready to make your house a home.

Our knowledgeable mortgage experts will partner with you to ensure that your home-buying journey is smooth and easy to navigate.

Apply today - we can't wait to hand you the keys to your new home!

Mortgage Pre-Qualification

Get pre-qualified for a mortgage loan. Use our simple online mortgage application and you'll be in your new home before you know it!

What you can expect when you work with us

Competitive rates & low closing costs

We are proud to offer some of the most competitive rates and lowest closing costs around.

Flexible financing terms

We know that every member's story is different, and that's why it's our job to work with you to find a loan solution to best fit your needs. Whether you're new to homeownership and need 95% financing on a conventional, 30-year loan or are a seasoned home owner looking for a shorter term mortgage, we'll get creative and help you settle into a home (and mortgage!) that feels like the perfect fit.

Consistent communication

You'll never have to wonder about where you are in the process. Our dedicated team will proactively reach out to you every step of the way so you don't have to worry about whether or not things are moving forward.

Refinancing your mortgage

Is now the right time to refinance? Consider these factors:

• Could you save 1% or more in interest from your current loan?
• With refinancing, can you reduce the term of your loan?
• Is your credit score higher than when you received your previous mortgage?
• Has the value of your home gone up enough you can eliminate private mortgage insurance (PMI)?

Start by applying online to get your answers to the questions above. This can help you make a sound financial choice if refinancing is right for you.

Mutual 1st Federal Credit Union is Federally Insured by NCUA. Mortgage Center is an equal housing lender, NMLS#442106.