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Routing: #304083147
online banking

Online Banking

Christmas & Vacation Club

Make saving for your next holiday season or vacation easy with our Christmas Club and Vacation Club accounts. Your account can be opened any time throughout the year, and you can save as little or as much as you'd like.

You can transfer money from your Mutual 1st Federal checking account into your Christmas Club account or Vacation Club account online. But the easiest way to deposit money into your account is to set up an automatic transfer or automatic payroll deduction so you don't have to remember to save!

Plan your savings with our savings calculator tool.

Qualifications

Christmas Club Account

  • Must first establish a share (savings) account with a minimum of $5
  • No fee when enrolled in e-statements

Vacation Club Account

  • Must first establish a share (savings) account with a minimum of $5
  • No fee when enrolled in e-statements

Account Comparison

Christmas Club Account

  • .15% APY* Dividend Rate
  • No Minimum Balance
  • Dividends paid on October 31st of each year
  • Christmas Club account balance and dividends transferred to share (savings) account on November 1st
  • Free Online Banking
  • Free Mobile Banking with Mobile Deposit
  • Free Direct Deposit

Not a member? Join us

Vacation Club Account

  • .15% APY* Dividend Rate
  • No Minimum Balance
  • Dividends paid on May 31st of each year
  • You may withdraw money once per year – when it works best for you. Or you can choose to continue to build your balance until you are ready to take that vacation!
  • Free Online Banking
  • Free Mobile Banking with Mobile Deposit
  • Free Direct Deposit

Not a member? Join us

Take the stress out of the holiday season by saving throughout the year, or start saving for your annual summer vacation or that lifetime dream vacation now!

For questions on opening your account or setting up automatic transfers, call 402.697.8200.

*Annual Percentage Yield (APY). APY is accurate as of 05/11/2020. Your Mutual 1st Federal membership is established by a primary share savings account with a $5.00 minimum balance and a Christmas Club account or Vacation Club account may be opened thereafter. Rates may change after the account is opened. Fees may reduce earnings. Mobile banking is free; data and other wireless carrier charges may apply.

Savings Account Rates

 DividendAPY
Christmas Club Account0.15%0.15%
Vacation Club Account0.15%0.15%
Savings (Share) Account < $10,0000.10%0.10%
Health Savings Account (HSA)0.150%0.150%
Kasasa Saver $0 - $15,0002.472%2.50%*
Kasasa Saver > $15,0000.30%0.30%

APY = Annual Percentage Yield. APY is accurate as of 3/1/2024. Rates are variable and may change after the account is opened. Fees may reduce earnings. Minimum deposit to open a share account is $5.00. Health Savings Accounts have an annual fee of $25.00, charged on July 31 of each calendar year. Your employer may opt to pay the annual account fee. The following open accounts with the credit union will waive the HSA $25.00 annual fee: Kasasa Checking account, a first mortgage loan or a new or used auto loan with a balance of $10,000.00 or more when annual fee is charged.