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Routing: #304083147
online banking

Online Banking

Fee Schedule

Effective 9/1/2021. All fees are subject to change.

We want to be transparent when it comes to the costs of your accounts and the services we provide. If you have any questions about our services and fees, do not hesitate to call us. You can reach us by phone at 402.697.8200 (toll-free 877.697.8545) or via email at info@mutualfirst.com.

Checking

ServiceFee
Non-Sufficient Funds$32.00 per item
Check Copy Fee$5.00 per check
Automatic Overdraft Transfer (Share or Loan)$2.50
Personalized ChecksVaries by style
Below Minimum Balance (1st Rate and Silver & Gold Checking)$5.00 per month
Inactive Membership$5.00 per month

Business Checking

ServiceFee
Minimum Balance$100.00
Monthly Fee$20.00**

**The monthly fee may be reduced by meeting certain requirements. See the Business Checking page for details. 

Savings

Service Fee
Excessive Withdrawals ( > 6/month) $5.00
Inactive Membership $5.00 per month
Below Minimum Balance (Money Market) $15.00 per month

Visa Debit Card

Service Fee
Card Replacement $10.00 per card
New Card Overnight Rush $75.00
Foreign ATM Transaction $3.00 per transaction

Consumer Loans

Service Fee
Late Payment $30.00
Loan Extension $50.00
Loan Modification $50.00
Returned Payment $15.00

Mortgage Loans

Service Fee
Payoff Request $35.00
Subordination Request $75.00 ($100 if 24-hour rush)

Miscellaneous

ServiceFee
Shared Branching (may be charged)$2.00
Duplicate Statement Copies$5.00 per statement
Paper Statement$5.00 per statement
Account Reconcilement and Research$50.00/hour
Stop Payment$32.00 per check
Returned Deposit$15.00
Returned Mail$5.00 per statement
Collection Item$20.00
Garnishment or Levy$85.00
Express Mail Delivery$35.00
Outgoing Wires$25.00
International Wires$40.00
Incoming Wires$20.00
Cashier & Teller Checks$5.00
Money Orders$3.00
Early Account Closure Fee ( <90 days)$20.00
Reopen Account$20.00
Payment Processing Fee (online)$10.00
Payment Processing Fee (phone)$15.00
Telephone Payment or Funds Transfer Processing$5.00

Safe Deposit Boxes

Mutual 1st Federal has safe deposit boxes at our Millard location:
14510 F Street
Omaha, NE 68137

DimensionsAnnual Fee
3" x 5"
$30
3" x 10" $40
5" x 5"
$35
5" x 10"
$55
10" x 10"
$80

Safe Deposit Boxes are available at our 14510 F Street location only.
Fees for lost keys and drilling will be charged for actual cost incurred.

Our Members, Their Stories

Thank you for all your help with my loan, you guys are great!