Personal Loans in Omaha, NE | Mutual 1st Federal
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Personal Loan Solutions in Omaha, NE

It's your holiday - pick a payment to fit YOUR budget

It's been a year of challenges like never before, and you deserve an extra bundle of holiday joy this year! We want to take the stress of expenses out of your holidays, so that you can focus on what matters most.

For a limited time only, we're offering lower rates (as low as 3.99%!) on personal loans up to $20,000.

Take advantage of this limited time offer, and make your holiday season as memorable and magical as possible! Our unsecured personal loans and personal lines of credit require just your signature to borrow and often times have a lower rate than credit cards or payday loans.

Personal Loan & Debt Consolidation Financing

Fitting a personal loan to your lifestyle and budget is what our Financial Service Representatives do best. Right now, our personal loan rates start at just 3.99% APR*.

We're here to help you with your debt journey and we'll do what we can to get your debt consolidated. Buckle up for a ride as it can be a roller coaster. Let's do this!!


But personal finance is just that - personal.


As a credit union, we believe in people. In YOU. Whatever got you here doesn’t have to keep you here. And if you’re consolidating multiple payments into one, it may be important to change your habits so you don’t find yourself in this situation again where you need to consolidate debt.

Here are some resources that can help:

Personal Lines of Credit Financing

One more thing: a personal line of credit can used for emergencies or unexpected expenses. Personal lines of credit give you flexibility with your money when you find yourself in a situation where you do need to borrow. 

So it's an alternative to a credit card, which often times have crazy high interest rates.

If this sounds like a good option for you, definitely apply now. Your line of credit will have a maximum limit and if you need less than that, just borrow what you need based on your situation.

  • Similar to a credit card, repayment starts 30 days after funds are accessed
  • Pay off your line of credit and use it again when needed
  • Easily access your line of credit with a cash advance to your Mutual 1st Federal account

*APR = Annual Percentage Rate. APR is accurate as of 11/16/2020. Unsecured loans have a maximum 60 month term and up to $20,000 loan amount. Examples: For a $1,000 unsecured loan at 3.99% interest rate for 24 months with a $50 origination fee will have a 8.667% APR and a monthly payment of $43.56. For a $3,000 unsecured loan at 3.99% interest rate for 24 months with a $50 origination fee will have a 5.509% APR and a monthly payment of $130.68 For a $5,000 unsecured loan at 3.99% interest rate for 36 months with a $50 origination fee will have a 4.619% APR and a monthly payment of $148.07. Subject to credit approval. Rate, Term and Conditions are subject to change without notice and based on credit worthiness and qualification. Contact Mutual 1st Federal for complete terms and conditions.

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