There's nothing like unlocking the door to your new home!
Buying a home is one of the biggest decisions you'll make in a lifetime. It's a process that can be overwhelming, but we're here to make the process stress-free, leaving you to focus on what's important - getting ready to make your house a home.
Our knowledgeable mortgage experts will partner with you to ensure that your home-buying journey is smooth and easy to navigate.
Right now we are offering $500 off of closing costs*, so it's a great time to start the home-buying process.
Apply today - we can't wait to hand you the keys to your new home!
Get pre-qualified for a mortgage loan. Use our simple online mortgage application and you'll be in your new home before you know it!
What you can expect when you work with us
Competitive rates & low closing costs
We are proud to offer some of the most competitive rates and lowest closing costs around.
Flexible financing terms
We know that every member's story is different, and that's why it's our job to work with you to find a loan solution to best fit your needs. Whether you're new to homeownership and need 95% financing on a conventional, 30-year loan or are a seasoned home owner looking for a shorter term mortgage, we'll get creative and help you settle into a home (and mortgage!) that feels like the perfect fit.
You'll never have to wonder about where you are in the process. Our dedicated team will proactively reach out to you every step of the way so you don't have to worry about whether or not things are moving forward.
Refinancing your mortgage
Is now the right time to refinance? Consider these factors:
- Could you save 1% or more in interest from your current loan?
- With refinancing, can you reduce the term of your loan?
- Is your credit score higher than when you received your previous mortgage?
- Has the value of your home gone up enough you can eliminate private mortgage insurance (PMI)?
Start by applying online to get your answers to the questions above. This can help you make a sound financial choice if refinancing is right for you.
Receiving $500 off closing costs is valid until 6/30/22. Applies to conventional mortgages only, excludes Home Equity Loans and Lines of Credit. Mutual First Federal Credit Union membership is required. Offer may not be combined with any other promotion or discounts. Terms are subject to credit and mortgage approval and have not cash value. Other restrictions may apply.
Mutual 1st Federal Credit Union is Federally Insured by NCUA. Mortgage Center is an equal housing lender, NMLS#442106.