Business Credit Cards
With a Mutual 1st Federal credit card:
- Our credit cards have low rates. A rate of 8.99% - 17.99% APR applies, based on credit worthiness.
- No application fee, no balance transfer fee and no cash advance fee*. We make it easy to use your Mutual 1st Federal VISA®.
- Cash advances are the same interest rate. No worries about increased interest rate - our VISA® card offers the same low rate on cash advances as on regular credit card purchases.
- Local service. Unlike national companies, our credit card comes with the local, friendly service you've come to expect from us.
*APR = Annual Percentage Rate. Rates as of 2/18/2026. This Visa has no application fee, no annual fee, no balance transfer fee, no cash advance fee and a 1% foreign transaction fee. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval. Contact Mutual 1st Federal for complete terms and conditions.
Our Members, Their Stories
Mutual 1st Federal has the friendliest and most knowledgeable personnel to work with that it’s a pleasure to come into the credit union to do any kind of transaction. My wife and I have been with Mutual 1st Federal for more years than we’d like to remember, and have never had an unpleasant experience in all the hundreds of visits... Staff makes each of our visits a pleasure to look forward to, as we know they will take care of our needs and take time to make us feel at home. Keep up the good work!