Skip to main content

online banking login

loan pay

online banking login

loan pay

Business Checking Account

Yes, we’re a credit union with business checking accounts! We recognize you are focused on your business – not on your checking account. Whether you are an entrepreneur, non-profit or established business, Mutual 1^st Federal has a business checking account that is just right for your business.

Account Comparison

	Entrepreneur Checking	Partner Checking	Partner Plus Checking
Business Type	Small business	Non-profit organization	Established business
Initial Deposit	$100	$500	$5,000
Earns dividends	No	No	0.05% APY*
Minimum balance	None	None	$5000
Monthly fee	Just $5	None	No fee when enrolled in estatements
Transaction Details	25 free credit / 25 free debit transactions per month*	30 free credit / 300 free debit transactions per month*	Unlimited monthly transactions; $0.15 per deposit and $0.09 per check*
Currency Purchases	$0.08 per roll or strap	$0.08 per roll or strap	$0.08 per roll or strap
VISA® debit card	Free	Free	Free
ATM access	Over 75 fee-free local ATMs	Over 75 fee-free local ATMs	Over 75 fee-free local ATMs
Online banking	Free	Free	Free
Mobile banking with mobile deposit	Free	Free	Free
Statements	Estatements are free; paper statements are $2.00 per month	Estatements are free; paper statements are $2.00 per month	Estatements are free; paper statements are $2.00 per month
Direct deposit	Free	Free	Free
Bill pay	Free (when used for at least one bill per month)	Free (when used for at least one bill per month)	Free (when used for at least one bill per month)
24-hour Telephone Teller	Free	Free	Free
Overdraft protection	Available	Available	Available

To open an account, contact us.

Not a member? Join us

*Annual Percentage Yield (APY) = 0.05%. Rates as of 01/19/2021. Initial minimum deposit is $100.00 for Entrepreneur Checking Account, $500.00 for Partner Checking Account and $5,000.00 for Partner Plus Checking Account. Fees may reduce earnings. $0.15 deposit item fee includes deposited items, checks, ATM transactions, point-of-sale purchases and ACH debits. Mobile banking is free; data and other wireless carrier charges may apply.

more related pages

"We have our Mortgage, both personal & business accounts with Mutual 1^stFederal. As well as our children. The member service representatives have always been helpful & knowledgeable. From transferring international funds, getting advice on student loans, to having my account compromised - the representatives handled this stressful situation in a timely manner. I can always count on the representatives at Mutual 1^stFederal. "

Tracey H.

Member Testimonial

"I love the people that work with me at Mutual 1^st Federal. They are extremely friendly & helpful. They seem to be happy to see me & appreciate me. They were very caring & went out of their way when my brothers & I were dealing with my parent's estate, after the death of our Dad. Thank you for being such nice people to work with."

Rachel S.

Member Testimonial

"To all the wonderful people at Mutual 1st Federal – Thank You! You’ve been there for me every step of the way – providing my home mortgage and auto loans as well as my savings and money market accounts. You’ve been there for my business needs – providing guidance and support ... based on the best business practices and the highest ethical standards. So thanks for the remarkable relationship we built together over the past 30 years. Here’s to many more!"

Matthew O.

Member Testimonial

"Mutual 1^st Federal has the friendliest and most knowledgeable personnel to work with that it’s a pleasure to come into the credit union to do any kind of transaction. My wife and I have been with Mutual 1^st Federal for more years than we’d like to remember, and have never had an unpleasant experience in all the hundreds of visits... Staff makes each of our visits a pleasure to look forward to, as we know they will take care of our needs and take time to make us feel at home. Keep up the good work!"

Edward B.

Member Testimonial

"

I have been with the Credit Union for 25 years and consider them like family! From mortgages to car loans, refinancing, and Visa accounts. Mutual 1^st Federal has been professional, proficient and caring!! The Blondo branch even sent me a sympathy card when my mother died. They also have a dog treat waiting for my dog, who goes with me every day to the Credit Union!! I stay with Mutual 1^st Federal because of the friendly atmosphere, the excellent service and the many options they offer. I would not bank anywhere else!! The people are absolutely wonderful!!

"

Diane D.

Member Testimonial

"

Mutual 1^st Federal is great. I had very poor credit and was going on a business trip and they gave me a loan so my daughter could have a car while I was away! I paid that off and when she became old enough they gave her a loan for her own car…her first loan by herself! They help with finances if needed and are great about always having friendly staff. Free checking with dividends on checking and savings!

"

Angela L.

Member Testimonial

"

I have been a member of Mutual 1^st Federal for over 25 years and since then my whole family has also joined. The credit union offers a vast array of great products and our family has used most of them including mortgages, car loans and savings products. We’ve enjoyed the relationship with our credit union friends and will continue to do business long into the future.

"

Shelley C.

Member Testimonial

Our Blog

Email Sign Up

Locations

Facebook

Twitter

402.697.8200

Locations Find an ATM Email Us