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Auto Loans

Enjoy money-saving advantages whether you've got your eye on a new car, or just want to save money on your current vehicle loan. Nebraska credit union members save over $1000 on average over the life of their auto loan vs. financing through a bank.*

Get pre-approved before you walk on the lot so you can concentrate on finding your vehicle knowing your auto loan is secured with Mutual 1^st Federal.

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Auto Buying Resources

If you’re just starting your auto-buying journey, search and shop online with our helpful auto buying resources to secure a great deal, while still financing your auto loan through Mutual 1^st Federal.

Auto Buying Resources

Additional Auto Loan Services

Low cost payment protection is available
Guaranteed Auto Protection (GAP) is available to ensure you’re protected against financial loss to cover the difference between what your insurance pays you and the loss of your vehicle
Auto Deductible Reimbursement is included with GAP coverage. If you suffer an eligible loss you may be entitled to reimbursement of your auto deductible, up to $500 per loss (limit of two losses per year).
See if you qualify for a lower rate on auto insurance with TruStage Insurance
Members who have auto loans with Mutual 1^st Federal will want to reference these proof of insurance details to make sure you’re properly insured.

Consult our Financial Service Representatives to determine your options if you have bad credit or poor credit history.

*According to CUNA's Nebraska Member Benefits Report.

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"We have our Mortgage, both personal & business accounts with Mutual 1^stFederal. As well as our children. The member service representatives have always been helpful & knowledgeable. From transferring international funds, getting advice on student loans, to having my account compromised - the representatives handled this stressful situation in a timely manner. I can always count on the representatives at Mutual 1^stFederal. "

Tracey H.

Member Testimonial

"I love the people that work with me at Mutual 1^st Federal. They are extremely friendly & helpful. They seem to be happy to see me & appreciate me. They were very caring & went out of their way when my brothers & I were dealing with my parent's estate, after the death of our Dad. Thank you for being such nice people to work with."

Rachel S.

Member Testimonial

"To all the wonderful people at Mutual 1st Federal – Thank You! You’ve been there for me every step of the way – providing my home mortgage and auto loans as well as my savings and money market accounts. You’ve been there for my business needs – providing guidance and support ... based on the best business practices and the highest ethical standards. So thanks for the remarkable relationship we built together over the past 30 years. Here’s to many more!"

Matthew O.

Member Testimonial

"Mutual 1^st Federal has the friendliest and most knowledgeable personnel to work with that it’s a pleasure to come into the credit union to do any kind of transaction. My wife and I have been with Mutual 1^st Federal for more years than we’d like to remember, and have never had an unpleasant experience in all the hundreds of visits... Staff makes each of our visits a pleasure to look forward to, as we know they will take care of our needs and take time to make us feel at home. Keep up the good work!"

Edward B.

Member Testimonial

"

I have been with the Credit Union for 25 years and consider them like family! From mortgages to car loans, refinancing, and Visa accounts. Mutual 1^st Federal has been professional, proficient and caring!! The Blondo branch even sent me a sympathy card when my mother died. They also have a dog treat waiting for my dog, who goes with me every day to the Credit Union!! I stay with Mutual 1^st Federal because of the friendly atmosphere, the excellent service and the many options they offer. I would not bank anywhere else!! The people are absolutely wonderful!!

"

Diane D.

Member Testimonial

"

Mutual 1^st Federal is great. I had very poor credit and was going on a business trip and they gave me a loan so my daughter could have a car while I was away! I paid that off and when she became old enough they gave her a loan for her own car…her first loan by herself! They help with finances if needed and are great about always having friendly staff. Free checking with dividends on checking and savings!

"

Angela L.

Member Testimonial

"

I have been a member of Mutual 1^st Federal for over 25 years and since then my whole family has also joined. The credit union offers a vast array of great products and our family has used most of them including mortgages, car loans and savings products. We’ve enjoyed the relationship with our credit union friends and will continue to do business long into the future.

"

Shelley C.

Member Testimonial

"

I want to thank Randy for the stellar service he continues to provide…it is extremely rare to have a Commercial Banker who cares and supports our business like he does. Coupled with his hands-on support and follow through, Randy’s commercial team is unbeatable. Bottom-line, our office is extremely delight(ed) to have partnered with Mutual 1^st Federal since Randy became our Commercial Banker. When I hear of any clients or colleagues seeking the various services that Randy offers, Mutual 1^st Federal Credit Union will be my choice referral.

"

Machael D.

Member Testimonial

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