Vacation and Christmas Club Accounts

Make saving for your next holiday season or vacation easy with our Christmas Club and Vacation Club accounts. Your account can be opened any time throughout the year, and you can save as little or as much as you'd like.

You can transfer money from your Mutual 1st Federal checking account into your Christmas Club account or Vacation Club account online. The easiest way to deposit money into your account is to set up an automatic transfer or automatic payroll deduction so you don't have to remember to save!

Plan your savings below with our Calculate My Savings Tool (current dividend rate is .50% APY*).

For questions on opening your account or setting up automatic transfers, call 402.697.8200.

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Vacation Club Savings

Start saving for your annual summer vacation or that lifetime dream vacation now. You may withdrawal money once per year – when it works best for you.


- Earn dividends on your savings: .50% APY*

- Dividends paid June 1st of each year

- Direct deposit and ACH transfers available

- Free online banking

- Free e-statements (small $2.00 paper statement fee applies if not registered for estatements)


Each year the money in your Vacation Club account plus dividends can be transferred to your regular savings account if you have not yet made your annual withdrawal. Or you can choose to continue to build your balance until you are ready to take that vacation!


*APY = Annual Percentage Yield is accurate as of 8/1/14. Your Mutual 1st Federal membership is established by a primary share savings account with a $5.00 minimum balance and a Christmas Club account or Vacation Club account may be opened thereafter.

Christmas Club Savings

Take the stress out of the holiday season by saving throughout the year!


- Earn dividends on your savings: .50% APY*

- Dividends paid October 31st of each year

- Christmas Club account balance and dividends transferred to savings on November 1st

- Direct deposit and ACH transfers available

- Free online banking

- Free e-statements (small $2.00 paper statement fee applies if not registered for estatements)


*APY = Annual Percentage Yield is accurate as of 8/1/14. Your Mutual 1st Federal membership is established by a primary share savings account with a $5.00 minimum balance and a Christmas Club account or Vacation Club account may be opened thereafter.