You need a checking account so you can pay for things—to pay the bills, to pay the rent, to pay for groceries—we don't think you should have to pay for your checking too.
Both of our checking accounts are FREE – no fees with the enrollment of online banking and estatements! Plus our Rewards Checking pays you monthly dividends – how great is that?
Rewards Checking Qualifications
In order to receive the rewards rate and ATM fee refunds, simply do the following each monthly qualification cycle:
- Have 12 debit card purchases post and settle each cycle
- Have at least one recurring direct deposit or automatic payment post and clear each cycle (using our routing number and your account number, not your debit card number)
- Receive free, paperless e-statements
Even if you don't qualify, you will still earn the basic rate and get unlimited free checking. And you can get the rewards back the very next cycle you qualify!
Additional Checking Services
Set up direct deposit
(let us help you close accounts at other financial institutions)
Reorder debit/credit card
Report lost/stolen card
Request stop payment
Safe Deposit Boxes
*Annual Percentage Yield (APY). Rates as of 9/1/2016. All qualifications must be met per monthly qualification cycle to receive the rewards for that cycle. Rate tiers are as follows: 1.49% APY applies to balances between $0.01 - $15,000 and 0.15% APY applies to balances over $15,000 as long as the qualifications are met each monthly qualification cycle. If they are not met, interest will be paid at the base rate of 0.05% APY and the ATM fee refunds will not be reimbursed for that cycle. All balances will earn 1.49% APY to 0.15% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. All qualification transactions must be posted and settled during the qualification cycle. Transactions could take more than 3 business days to post and clear an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal and are processed using our routing number and your account number. Limit one account per social security number; personal accounts only. Minimum to open account is $5. All ATM fees generated by Automated Teller Machines located within the United States will be refunded (up to $25) when the qualifications are met each cycle. Courtesy Pay is available after 90 days, if account is in good standing and if Opt-in form has been signed. Mobile banking is free; data and other wireless carrier charges may apply.