Annual Percentage Rate (APR). This promotion is valid for the purchase of a new or pre-owned consumer auto and refinances from other institutions on new or used vehicles (2019 and newer) with certain term and mileage restrictions. Existing loans with Mutual 1st FCU do not qualify for this promotion. Example payment: Borrow $20,000 for 48 months with a $100 origination fee will have an APR of 1.72% and a monthly payment of $430.53. Certain restrictions may apply. Loan rates will not go below 1.49% for rates up to 48 months. other rates and terms available up to 84 months. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. No payment due for the first 90 days, interest still accrues for the first 90 days. Conditions are subject to change at any time without notice, all loans are subject to approval, and individual rates may vary based on your credit score, terms, and underwriting conditions. This offer is valid through September 31, 2021.