Loan Rates
Rates for qualified borrowers as of February 7th, 2012 and subject to change.
| Unsecured/Signature Loans | Term | APR* |
|---|---|---|
| Under $2,500 | Up to 3 years | 12.90% |
| Over $2,500 | Up to 3 years | 11.90% |
| Minimum $5,000 | Up to 3 years | 10.90% |
*APR = Annual Percentage Rate.
| Secured Loans | Term | APR* |
|---|---|---|
| Auto Loans AUTO LOAN SALE Includes .25% discount with direct deposit and automatic payment | Up to 48 months 2002 & Newer Models | 3.99% |
AUTO LOAN SALE Includes .25% discount with direct deposit and automatic payment | Up to 60 months 2002 & Newer Models | 3.99% |
Additional .25% discount with direct deposit and automatic payment | Up to 72 months New Models | 4.99% |
| RV/Motor Home/Boat Loans | Up to 5 years | 6.49% |
| 6 years | 7.49% | |
| Other Collateral 3 year maximum term on computers | Up to 5 years | 8.24% |
*APR = Annual Percentage Rate.
As low as 4.74% Annual Percentage Rate (APR) on 60 month term with direct deposit and automatic payment. Monthly payment example: $19 per $1,000 at 4.74% for 60 months. With approved credit. Rates subject to change.
| Lines of Credit | APR* |
|---|---|
| $2,500 to $4,999 | 7.75% |
| $5,000 to $25,000 | 7.50% |
*APR = Annual Percentage Rate.
| Check Today's Mortgage Rates |
|---|
| Home Equity Loans | Closed End APR* | Closed End APR* | |
|---|---|---|---|
| 5 year fixed rate Additional .25% rate reduction with direct deposit and auto payment** | 3.99% <70%LTV | 4.99% <80% LTV | |
| Other LTV rates available. 5-15 year amortization | |||
| Refinance available for members with current home equity loan when adding $20,000 or more to loan |
**Deduct 0.25% for payments dedcuted from M1F account with direct deposit only
*Annual Percentage Rate (APR) as low as 3.74% APR with direct deposit and auto payment subject to credit approval. Fixed loan rate based on 5 year term with 70% Loan to Value. Different rates apply for other LTVs. New loan amounts of $20,000 or more. Rates are subject to change. Property insurance is required. Cost of appraisal not included. Consult your tax advisor regarding deductibility of interest. Monthly payment example at 3.74% APR for 60 months is approximately $18.00 per $1,000 borrowed.
| Home Equity Line Of Credit (HELOC) | Closed End APR* |
|---|---|
| 3.99%/ first 12 months
6.99% floor applies
|
*3.99% Annual Percentage Rate (APR) first 12 months. Variable rate with floor apply subject to approval. Rates and terms up to 100% Loan to Value. Ne and IA properties. Appraisal cost not included. Minimum initial draw $5,000. Rates and offer subject to change.
| Visa® Credit Cards | APR* |
|---|---|
| Visa® Platinum | 8.99% |
| Visa® Platinum Plus | As low as 10.99% |
| Visa® Business | 8.99% |
