Deposit Rates

Rates current as of September 4th, 2010 and subject to change.

Checking AccountsAccount BalanceDividend RateAPY*
Rewards Checking$0 - $25,0003.938%4.010%
Over $25,0001.005%1.010%
If qualifications are not met0.100%0.100%

*APY = Annual Percentage Yield.

Savings AccountsDividend RateAPY*
Base Savings

Under $1,000

0.150%0.150%
Base Savings

$1,001 - $10,000

0.250%0.250%
Base Savings

Over $10,001

0.400%0.401%
IRA Savings1.000%1.004%
Health Savings1.500%1.510%
Christmas Club

(Paid annually on Nov 1)

1.000%1.000%
Vacation Club

(Paid annually on June 1 or prior if requested)

1.000%1.000%

*APY = Annual Percentage Yield.

Money Market AccountsAccount BalanceDividend RateAPY*
First Market$0 - $2,4990.000%0.000%
$2,500 - $9,9990.275%0.275%
$10,000 - $24,9990.350%0.351%
$25,000 - $49,9990.500%0.501%
$50,000 - $99,9990.650%0.652%
Over $100,0000.750%.753%
High Yield$0 - $49,9990.000%0.000%
Over $50,0001.250%1.257%

*APY = Annual Percentage Yield.

Certificate Accounts**TermDividend RateAPY*
Minimum balance: $1,000***12 Months0.600%0.601%
24 Months1.150%1.155%
36 Months1.600%1.610%
48 Months2.000%2.015%

Ask about our Certificate Special

60 Months2.150%2.167%

*APY = Annual Percentage Yield. **APY assumes dividends will remain on deposit until certificate maturity date. Penalty for early withdrawal. Withdrawls or fees may reduce earnings. Please refer to current fee schedule. *** Minimum balance $1,000. Minimum balance for Youth Accounts is $500 (under age 18).

Certificate Accounts**TermDividend RateAPY*
Minimum balance: $10,0006 Months0.600%0.601%
12 Months0.850%0.853%
24 Months1.400%1.407%
36 Months1.800%1.812%
48 Months2.150%2.167%
60 Months2.300%2.320%

*APY = Annual Percentage Yield. **APY assumes dividends will remain on deposit until certificate maturity date. Penalty for early withdrawal. Withdrawls or fees may reduce earnings. Please refer to current fee schedule.

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