Privacy Statement
At Mutual 1st Federal we want to provide you with the best possible web browsing
experience. Part of that experience is the security of knowing that any information
you give us will remain private. We go to great lengths to ensure your privacy within
any given part of our site as well as offline in our business offices.
When our Online Access or Loan Application asks members to enter sensitive information,
such as credit card numbers or social security numbers, that information is encrypted
and is protected with the best 128-bit encryption software in the industry-SSL.
While on a secure page, such as Online Access, the lock icon on the bottom of web browsers,
such as Netscape Navigator and Microsoft Internet Explorer, becomes locked as opposed
to un-locked or open when you are just 'surfing'. Our Online Access/Telephone Teller login
requirements include a password/PIN that can be up to 12 alpha/numeric characters
in length. Members can assist us in keeping their accounts secure by updating the
password/PIN periodically.
While we use encryption to protect sensitive information online, we also do everything
in our power to protect member information off-line. All of our member information,
not just the sensitive information mentioned above is restricted in our offices.
We allow personally identifiable information to be accessed only by those employees
who have a legitimate business reason to access such information. Furthermore, all
employees are kept up-to-date on our security and privacy practices. Every time
new policies are added, our employees are notified and/or reminded about the importance
we place on privacy and what they can do to ensure our member information is protected.
Annually all officials and employees are required to sign an agreement to keep member
information confidential.
Mutual 1st Federal collects and retains information about its members only when
it is necessary for normal business operations. We use log files to collect IP addresses
to analyze website trends, administer the site, track user movement, and gather
broad demographic information for comprehensive use. IP addresses are not linked
to personally identifiable information.
Mutual 1st Federal will share specific information about its member accounts and/or
other personally identifiable information with third parties only under the following
circumstances:
- to comply with applicable laws and regulations
- to protect Mutual 1st Federal against fraud
- to complete financial transactions or transfers
- to provide goods, products or services which may be beneficial or of interest to
our members
- to verify the existence or status of an account for a third party, such as a credit
bureau or merchant
- as required by contractual agreements with an outside party or service provider
- as requested by our member
To assist us in offering you services, we may share information with affiliated
third parties, companies that work for us, such as check-printing and data processing
companies. These companies might for example, assist us in offering certain products
and services or help us mail information. These companies act on our behalf and
are obligated to keep the information that we provide to them confidential. Mutual
1st Federal does not share or sell member information to third party marketers offering
their products and services.
This website contains links to other sites. Please be aware that Mutual 1st Federal
is not liable for the availability, content, security or privacy practices of such
other sites. We encourage our members to be aware when they leave our site and to
read the privacy statements of each and every website that collects personally identifiable
information. This privacy statement applies solely to information collected by this
website.
Any inquiries about this statement may be directed to
Inquiries
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