Rewards Checking
Earn a Rewards Checking qualifying rate of 3.40% APY*!
This rate is a full percent more than you can even earn on a CD these days!
You're familiar with how most checking accounts work—you write checks, those checks get cashed, and your balance goes down. But Rewards Checking is different.
Sure, you can still write checks, but with a free debit card and unlimited online banking, managing your money is easier than ever. Plus, with this free account you can earn dividends and get ATM fees refunded* every month...meaning your balance actually goes up. That's a difference we think you can appreciate!
- Summary
- 3.40% APY* on balances up to $15,000
- 0.50% APY* on amount of balance over $15,000
- 0.10% APY* if qualifications are not met
- ATM fee refunds* nationwide up to $25
- No monthly fees or minimum balance to earn rewards
- Unlimited check writing
- Free VISA debit card
- Free online banking with bill pay
- Free eStatements;
- Unlimited telephone banking and mobile banking
- Direct deposit available
- $100 deposit to get started
- NCUA insured
Qualifications
In order to receive the rewards rate and ATM fee refunds, simply do the following each monthly qualification cycle:
- Have 12 signature-based debit card purchases post and clear each cycle
- Have at least 1 recurring direct deposit or automatic payment post and clear each cycle (using our routing number and your account number, not your VISA debit card number)
- Receive free, paperless eStatements
Even if you don't qualify, you will still earn the basic rate and get unlimited free checking. And you can get the rewards back the very next cycle you qualify!
Details
*Annual Percentage Yield (APY). Rates as of June 30, 2011. All qualifications must be met per monthly qualification cycle to receive the rewards for that cycle. Rate tiers are as follows: 3.40% APY applies to balances between $0.01 - $15,000 and 0.50% APY applies to balances over $15,000 as long as the qualifications are met each monthly qualification cycle. If they are not met, interest will be paid at the base rate of 0.10% APY and the ATM fee refunds will not be reimbursed for that cycle. All balances will earn 3.40% APY to 0.50% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. All qualification transactions must be posted to the account during the qualification cycle. Transactions could take more than 3 business days to post and clear an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal an are processed using our routing number and your account number. Limit one account per social security number; personal accounts only. Minimum to open account is $100. All ATM fees generated by Automated Teller Machines located within the United States will be refunded (up to $25) when the qualifications are met each cycle.
