Fee Schedule

Miscellaneous Fees

(pertaining to all accounts)

ServiceFee
Duplicate Statement Copies$1.00 per statement period
Account Reconcilement$50.00 per hour
Deposited Item Return$5.00 per item
Return Mail (per mailing)$1.00

Checking Accounts

ServiceFee
Check Cashing Fee$2.00 per $100.00
Stop Payment$27.00 per check or sequential group of checks
Check Copy (next business day)$1.50 per check
Non-Sufficient Funds (paid)$30.00 per item
Non-Sufficient Funds (returned)$30.00 per item
Automatic Overdraft Transfer Share or Loan$1.50 per transfer
Personalized ChecksVaries by style
Inactive Bill Payer $5.00 per month (if not used)
Below Minimum Balance$5.00 per month

Savings Accounts

ServiceFee
Stop Payment $27.00 per check or sequential group of checks
Excessive Withdrawal/Transfer $1.00 after 6 withdrawals per month
Dormant/Inactive Account $5.00 per month
High Yield Money Market Withdrawal$5.00 per withdrawal
Below Minimum Balance (Money Market)$15.00 per month
Health Savings Account Setup$10.00

Visa Check and Credit Cards

ServiceFee
Card Replacement$5.00 per card
New Card Overnight/Rush Service$75.00
ATM Foreign Transaction (machines not operated by MFFCU)$2.00 per transaction
Late Payment (credit card)$25.00 per month (10/1/08)

Miscellaneous Services

ServiceFee
Call Center Transactions/Inquiries$1.00 fee may apply
Shared Branching Transaction$2.00 fee may apply
Notary Services$2.00 per item (non-members only)
Express Mail Delivery$20.00 per item
Outgoing Wire Transfers$20.00 per item
Incoming Wire Transfers$10.00 per item
International Wire Transfers$40.00 (incoming or outgoing)
Certified/Cashier's Checks$10.00 per check
Money Orders$2.00 per item
Travelers Cheques for Two$1.00 per $100.00
Visa Gift Cards$3.00
Coin & Cash Exchange Service10% (non-members)

Late Payment Fees

(15 calendar days late)

ServiceFee
First Mortgage5% of principal & interest payment
Mortgage Payoff Request$25.00
Subordinations$25.00
Consumer Loans$30.00
Loan Extension (Skip A Payment)$30.00
Overlimit (Line of Credit)$25.00

Safe Deposit Box Annual Fees*

SizeFee
3" x 5"$22.00
3" x 10"$32.00
5" x 5"$27.00
5" x 10"$45.00
10" x 10"$65.00

*Fees for lost keys and drilling will be charged for actual costs incurred.

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