Fee Schedule   (effective 3/1/2007)

MISCELLANEOUS FEES PERTAINING TO ALL ACCOUNTS

Duplicate Statement Copies $1.00 per statement period
Account Reconcilement $20.00/hour (quarter hour basis)
Deposited Item Return $5.00 per item
Return Mail (per mailing) $1.00

SAVINGS ACCOUNTS

Stop Payment $27.00 per check or sequential group of checks
Excessive Withdrawal/Transfer $1.00 after 6 withdrawals per month
Dormant/Inactive Account $5.00 per month
High Yield Money Market Withdrawal $5.00 per withdrawal
Below Minimum Balance (Money Market) $15.00 per month
Health Savings Account Setup     $10.00

CHECKING ACCOUNTS

Check Cashing Fee $2.00 per $100
Stop Payment $27.00 per check or sequential group of checks
Check Copy  (next business day) $1.50 per check
Non-Sufficient Funds (Paid) $30.00 per item
Non-Sufficient Funds (Returned) $25.00 per item
Automatic Overdraft Transfer Share or Loan $1.50 per transfer
Personalized Checks Varies by style
Inactive Bill Payer $5.00 per month (if not used)
Below Minimum Balance $5.00 per month

VISA CHECK & CREDIT CARDS

Card Replacement $5.00 per card
New Card Overnight/Rush Service $75.00
ATM Foreign Transaction  (machines not operated by MFFCU) $2.00 per transaction
Over Limit (credit card) $25.00 per month (10/1/08)
Late Payment (credit card) $25.00 per month (10/1/08)

MISCELLANEOUS SERVICES

Call Center Transactions/Inquiries $1.00 fee may apply
Shared Branching Transaction     $2.00 fee may apply
Notary Services $2.00 per item (non-members only)
Express Mail Delivery $20.00 per item
Outgoing Wire Transfers $20.00 per item
Incoming Wire Transfers $10.00 per item
International Wire Transfers $40.00 (incoming or outgoing)
Certified/Cashier's Checks $10.00 per check
Money Orders $2.00 per item
Travelers Cheques for Two $1.00 per hundred dollars
Visa Gift Cards $3.00 
Coin & Cash Exchange Service 10% (non-members)

LATE PAYMENT FEES (15 calendar days late)

First Mortgage 5% of principal & interest payment
Mortgage Payoff Request $25.00
Subordinations $25.00
Consumer Loans $30.00
Loan Extension (Skip A Payment) $30.00

OVER LIMIT FEES

Consumer Loan/Credit Cards $25.00

SAFE DEPOSIT BOX ANNUAL FEES *

3" x 5" $22.00
3" x 10" $32.00
5" x 5" $27.00
5" x 10" $45.00
10" x 10" $65.00

*Fees for lost keys and drilling will be charged for actual costs incurred.