Checking that pays!
Choose from three benefit-filled checking accounts. Get the no-strings features of FREE Checking; added dividends and free checks with 1st Rate Checking; or Silver & Gold Checking for our members over 50 years old or with 25+ years at their job. Put that together with Mutual 1st Federal service and convenience and you’re checking right!
|
Checking |
FREE Checking |
1st Rate |
Silver & Gold |
|
Amount to Open Account |
$100 |
$100 |
$100 |
|
Minimum Dail (MBD) or Average Daily Balance (ADB) |
0 |
$250 |
$250 |
|
Monthly Service Charge |
$5.00 if negative |
$5.00 if not maintaining MDB |
$5.00 if not maintaining ADB |
|
Loan Discount* |
0.25% |
0.25% |
0.25% |
|
Dividend Tiers |
NO |
YES |
YES |
|
Free ATMs (foreign) |
None |
2 |
2 |
|
Available with all checking accounts. |
|
Visa Rewards Check Card Program |
YES |
YES |
YES |
|
Overdraft Protection ** |
YES |
YES |
YES |
|
Web PB |
YES
|
YES
|
YES |
|
Telephone Teller |
YES
|
YES
|
YES |
|
E-Statements |
YES
|
YES
|
YES |
|
Bill Payer |
FREE |
FREE |
FREE |
|
Unlimited Check Writing |
YES
|
YES
|
YES |
|
Courtesy Pay |
YES
|
YES
|
YES |
|
Personalized Checks |
1 Trial Pack of 50 Checks |
1st Box of Club checks FREE |
FREE Club checks (2 boxes max. per order) |
* Discount is with direct deposit and automatic loan payment from your Mutual 1st
checking account.
** Based on creditworthiness.
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