Accounts


Checking Accounts


Savings Accounts

Becoming financially secure without savings is nearly impossible. At Mutual 1st Federal, we take seriously our member's savings needs and strive to provide a full and competitive range of deposit products that offer everything from earned dividends and flexibility to protection and peace of mind. All are federally insured by the NCUA to at least $100,000 per account.


IRA

An IRA (Individual Retirement Account) is one of the best ways to save for retirement, and it is never too early to begin. We can help you achieve your retirement goals through one of our insured IRA accounts. Mutual 1st Federal offers Traditional, coverdell, and Roth IRA's.

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Certificate Accounts

Time certificates provide a high-yield means of earning a maximum return on your investment. Rates on time certificates are especially competitive at Midwest area financial providers, like us. So you're getting the best of the best with your credit union certificate rates.

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Money Market Accounts

With a $2,500 minimum balance, this competitive account gives you instant access to your money and a higher return on your investment. The average daily balance determines the dividend rate tier. Up to six withdrawals or transfers are permitted monthly (3 by check).

Balances over $50,000 will earn even higher rates when deposited in a High Yield Money Market Account.

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HSA - Health Savings Accounts

When qualifying for a Health Savings Account with a Qualified High Deductible Health Plan (QHDHP), an HSA at Mutual 1st Federal earns more money for you with a money market account Visa Debit Card and provides convenient access to your Health Savings funds when you need them for qualified medical exams.

If you're not sure, ask your employer if a QHDHP and Health Savings Account is an option for you.

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